Crypto
Digital assets beside your savings
Buy, sell, swap and stake crypto from the same online banking as your AUD accounts.
Every coin lives in the same double-entry book as your cash, in its own smallest unit, and is never counted as money you can spend.
That is the whole idea. Your crypto is not a separate app or a separate company. It sits on the same statement as your savings, moves only when you confirm, and is priced in Australian dollars so you always know what it is worth.
Crypto is not a deposit
Crypto is not a deposit. Values can fall as well as rise, and you may get back less than you put in. Crypto assets are not covered by the Financial Claims Scheme. Digital currency exchange services are provided by Charity Bank Australia as a digital currency exchange provider registered with AUSTRAC.
Buy & Sell
Buy Bitcoin, Ethereum and other digital assets from your AUD balance, and sell back to it, at a quoted price you confirm before anything moves.
Crypto Wallet
Your digital assets held beside your cash on the same ledger, in each coin’s own smallest unit, with a deposit address per asset.
Swap
Exchange one digital asset for another at a quoted rate, with the fee shown before you confirm.
Staking
Lock an asset for a fixed term and earn rewards, with the maturity date and the reward shown up front.
How we do crypto differently
Cash and crypto on one ledger
Two-factor sign-in and step-up checks
A person to talk to, not a bot
Registered with AUSTRAC
Online Banking
Ready to start?
Crypto is part of online banking. Log in, open the wallet, and buy your first asset from your AUD balance. If you do not have an account yet, opening one takes a few minutes and an identity check.