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Your bank for good.

Join an ethical Australian bank that uses its savers’ money to lend to charities, social enterprises and not-for-profits, now with crypto and online banking on one ledger.

  • Financial Claims Scheme
  • APRA-regulated ADI
  • AUSTRAC-registered DCE
  • Certified B Corporation
  • Global Alliance for Banking on Values
  • ACNC-registered borrowers
Financial Claims Scheme protected

Your deposits are protected up to A$250,000

Eligible deposits with Charity Bank Australia are covered by the Australian Government’s Financial Claims Scheme, administered by APRA, up to A$250,000 per account holder. Crypto assets are not deposits and are not covered by the scheme.

What the Financial Claims Scheme means for you

Join a bank that shares your values

Charity Bank Australia is a savings and loan bank with a mission to use money for good. We use money our savers entrust to us to make loans to Australian charities, social enterprises and organisations with charitable purposes.

About Us
NewStarts foodbank woman being interviewed

Loans

Loans for Australian charities and social enterprises

Secured loans, green loans for energy-efficient buildings and development finance, for ACNC-registered charities, community housing providers and not-for-profits.

Our Loans
Magpas critical care team on the move

Savings

Save with a bank that puts your money where your values are

Open an AUD savings account, at-call, notice or term deposit, that earns you a return and supports the charities and social enterprises that borrow from us.

Our Savings Accounts
Crypto walletIndicative · AUD

Total crypto holdings

A$12,480.35

  • Bitcoin0.062 BTCA$9,102.10
  • ΞEthereum0.58 ETHA$2,650.25
  • SStaked · 90 dayslocked until 11 DecA$728.00
BuySellSwapStake

Crypto

Hold digital assets beside your savings, on one ledger

Buy, sell, swap and stake Bitcoin, Ethereum and other digital assets from the same online banking as your AUD accounts. Every coin lives in the same double-entry book as your cash, in its own smallest unit, and is never counted as money you can spend.

Crypto values can fall as well as rise. Crypto assets are not deposits and are not covered by the Financial Claims Scheme.

Explore Crypto

Online Banking

Everything in one place, and a person to talk to when something is unusual

AUD accounts with PayID and BSB details, Osko payments, cards, statements, term deposits and your crypto wallet, all behind two-factor sign-in.

Accounts & cardsBSB and account number issued the moment the account opens.
PaymentsInstant inside the bank, Osko and PayID out of it. New payees wait sixty minutes.
Crypto walletBuy, sell, swap and stake beside your savings.
StatementsEvery movement, filtered and exported to CSV.

Why our customers choose us

We understand charities and social enterprises

Our values and ethics

Flexibility in lending

Excellent customer service

Dedicated relationship managers

Australian-based ethical bank

A weatherboard home in Healesville with a newly planted front garden, part of Yarra Valley Community Housing's supported housing

Yarra Valley Community Housing

Supported housing charity

“Charity Bank Australia asked about the people we house before they asked about the buildings. No other lender started the conversation there.”

Read Story